Division 02
Wealth Management
Independent financial advice on pensions, investments and protection, regulated by the FCA, at gwm.org.uk.
You should only ever act on advice given by someone who is qualified to give you that advice and, more importantly, is prepared to be accountable for it.
Why it is a separate business
Generational Wealth Management (GWM) is the regulated financial advice section of the group, at gwm.org.uk.
It is run as a separate business with its own team.
The separation of this division is deliberate. Advice of this nature carries rules as to how it can be delivered.
Research by Vanguard suggests that effective financial advice can add up to around 3% a year to net investment returns.
Research from HMRC shows that taking professional financial advice can reduce the effective inheritance tax rate down to 13%. Generational Planning Group
Wealth Management has its own site
The full picture, and the regulatory detail that goes with it, lives at gwm.org.uk.